Free gratuity calculator in Excel for 2026: 15/26 formula, 50% wage rule, 1-year rule for fixed-term staff, tax-free limit and liability for all employees.
EPF wage ceiling raised from ₹15,000 to ₹25,000 from 17 Sep 2026. See the new PF, EPS (₹2,083) and take-home calculation with examples and a free Excel calculator.